1. Contest period is from 24 May 2021 (12:00am) – 4 July 2021 (11.59pm)

2. Contest is only valid for iPay88 online merchants and by joining the contest, merchants agree to upload the collaterals on website and social media sites.

3. Only merchants who register and upload the screenshots of uploaded collaterals on website or social media sites here <http://bit.ly/MerchantGrabPayContest> are counted as qualified entries. Entries on behalf of another person will not be accepted and joint submissions are not allowed.

4. Representative from iPay88 will select TWENTY-EIGHT (28) winning entries from all valid entries received in accordance with these Terms and Conditions.

5. When choosing the winner, the judges will consider the most original and creative entries.

6. Announcement of winners will be on 15 Jul 2021.

7. Winners will be contacted by iPay88 within 14 working days for the arrangement of prize collection.

8. By participating in this campaign, you provide consent to iPay88 to announce your name, and/or release a photograph of you as the prize-winner in our winner’s announcement.

9. The prize may be forfeited if we fail to reach the winners by 31 July 2021.

10. This prize is non-transferable and non-exchangeable for cash/credit in kind.

11. By taking part in this contest, you have indicated that you have read, understood and agreed to be bound by these terms and conditions.

12. Participant acknowledges and agrees to be legally bound by the terms and conditions below and decisions of the Organisers without limitation or qualification. You further agree that all decisions of the Organisers shall be final and conclusive.

13. The Organisers reserve the sole and absolute right to disqualify any participant or reject qualifying participants deemed ineligible (be it under these Terms & Conditions or has engaged in a conduct that the Organisers considers inappropriate or unacceptable.